1325 SPRUCE Street, Green Cove Springs, FL 32043 (MLS# 2157338)

Overview

Description

ASSUMABLE LOAN OPPORTUNITY! Take advantage of the seller's existing loan with an attractive 2.75% interest rate, with a balance of $171,607 subject to lender approval and buyer qualification. Welcome to 1325 Spruce St, Green Cove Springs! Nestled in the established Shands community with no HOA, this charming home offers the perfect opportunity for first-time buyers, investors, or anyone looking to add their own personal touch. With a functional layout, spacious yard, and great bones, this home is ready for your vision. A few cosmetic updates can truly transform the space and build instant equity. The oversized backyard provides plenty of room for entertaining, pets, or even a future pool. Conveniently located just minutes from historic downtown Green Cove Springs, the St. Johns River, parks, shopping, dining, and schools, this home offers the perfect combination of location, value, and potential. Don't miss your chance to make it your own!

Supplements: All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1369
Living Area Source: Appraiser
Building Area Total: 1369
Year Built: 2003
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.17
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Direction Faces: West
Directions: Take I-295 South. Exit onto US-17 South (Roosevelt Blvd/Park Ave) toward Orange Park and Green Cove Springs. Continue on US-17 South for approximately 20 miles into Green Cove Springs. Turn left onto Walnut St. Turn right onto Spruce St. 1325 Spruce St will be on your left.
Public Remarks: ASSUMABLE LOAN OPPORTUNITY! Take advantage of the seller's existing loan with an attractive 2.75% interest rate, with a balance of $171,607 subject to lender approval and buyer qualification. Welcome to 1325 Spruce St, Green Cove Springs! Nestled in the established Shands community with no HOA, this charming home offers the perfect opportunity for first-time buyers, investors, or anyone looking to add their own personal touch. With a functional layout, spacious yard, and great bones, this home is ready for your vision. A few cosmetic updates can truly transform the space and build instant equity. The oversized backyard provides plenty of room for entertaining, pets, or even a future pool. Conveniently located just minutes from historic downtown Green Cove Springs, the St. Johns River, parks, shopping, dining, and schools, this home offers the perfect combination of location, value, and potential. Don't miss your chance to make it your own!
List Price/SqFt: 182.62
Bathrooms Half: 0

Property Features

Architectural Style: A-Frame Levels: One Property Condition: Fixer Appliances: Dishwasher; Disposal; Dryer; Electric Cooktop; Electric Oven; Electric Range; Electric Water Heater; Refrigerator; Washer Fireplace Features: Electric Interior Features: Eat-in Kitchen; Pantry; Primary Bathroom - Tub with Shower; Split Bedrooms Flooring: Carpet; Luxury Vinyl Laundry Features: In Unit Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Construction Materials: Vinyl Siding Roof: Shingle Parking Features: Garage; Garage Door Opener View: Trees/Woods Fencing: Full; Wood Current Use: Residential Community Features: Sidewalks; Street Lights Road Frontage Type: City Street Possession: Close Of Escrow Listing Terms: Assumable; Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-07-28

Location Tax and Legal

Street Number: 1325
Street Name: SPRUCE
Street Suffix: Street
County: Clay
State: FL
Postal Code: 32043
MLS Area Major: 161-Green Cove Springs
Subdivision Name: Shands Platt

Status Change Information

Major Change Timestamp: 2026-07-28T13:24:09Z
Major Change Type: New Listing

Fireplace Features

Fireplaces Total: Yes
Electric: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Location, Tax, and Legal

Country: US
Parcel Number: 38062601829900116
Tax Annual Amount: 2075.49
Tax Year: 2025
Tax Legal Description: LOT 4 BLK JX SHANDS PLAT AS REC O R 3992 PG 1999 4
Zoning Description: Residential
Elementary School: Charles E. Bennett
Middle School: Green Cove Springs
High School: Clay

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Electric Cooktop: Yes
Electric Oven: Yes
Electric Range: Yes
Electric Water Heater: Yes
Refrigerator: Yes
Washer: Yes

Construction Materials

Vinyl Siding: Yes

Cooling

Central Air: Yes

Current Use

Residential: Yes

Electric

200+ Amp Service: Yes

Fencing

Full: Yes
Wood: Yes

Flooring

Carpet: Yes
Luxury Vinyl: Yes

Heating

Central: Yes

Laundry Features

In Unit: Yes

Levels

One: Yes

Listing Terms

Assumable: Yes
Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Parking Features

Garage: Yes
Garage Door Opener: Yes

Possession

Close Of Escrow: Yes

Road Frontage Type

City Street: Yes

Roof

Shingle: Yes

Sewer

Public Sewer: Yes

Utilities

Cable Available: Yes
Electricity Connected: Yes
Sewer Connected: Yes
Water Connected: Yes

View

Trees/Woods: Yes

Water Source

Public: Yes

Architectural Style

A-Frame: Yes

Community Features

Sidewalks: Yes
Street Lights: Yes

Interior Features

Eat-in Kitchen: Yes
Pantry: Yes
Primary Bathroom - Tub with Shower: Yes
Split Bedrooms: Yes

Property Condition

Fixer: Yes